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If you’ve ever experienced a home fire or flood, you know that one of the first things your insurance agent will ask is what was damaged. Without a detailed list of your possessions, this can be a difficult question to answer. In the stress of the situation, it’s very easy to forget things that were in your home. That’s why it’s so important to make a home inventory before disaster strikes. Hopefully, you’ll never need the inventory, but if you should have your home partially or fully destroyed by a natural disaster, fire, flood or other event, this document can be invaluable.
A good home inventory lists all your major possessions, their value and when they were purchased. It’s also a good idea to take photographs of your rooms or make a room by room video. Keep receipts with your inventory documents if you have them. These receipts can be invaluable in helping to prove an item’s worth to your insurance company or the IRS (in the event you don’t have insurance). Make sure to store your inventory documents off-site or in a fire-proof box or safe.
To learn more about getting your Asheville area home back to normal after a fire, severe water damage or other disaster, contact the experts at ServiceMaster of Buncombe County today. We’re available to help residents of Asheville, Black Mountain, Biltmore Lakes and other surrounding areas 24 hours a day, seven days a week.
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